Your Reference Solution for Financial Emergencies
We focus on your current situation, not your past.
Receive a loan of up to $700 the same day.
100% online, without paper documents or face-to-face meetings.
Quick and easy loans
In Newfoundland and Labrador, community is at the heart of everyday life.
Our services are designed to support this close-knit community, offering financial solutions that meet your specific needs.
Whether it's an emergency or debt consolidation, we're here to help.
Get your loan in 3 easy steps
Get your loan in 3 easy steps
Financial Help Tailored to You
In Newfoundland and Labrador, we know that life can be unpredictable and that time is precious.
That's why our application process is completely online, with no need for paper or travel.
Get approved in minutes and receive your loan the same day.
The financial institutions we collaborate with offer an annual interest rate of 24%, but the official agent and broker may charge additional fees to the client, which vary depending on the client’s profile, for their preparation, arrangement, monitoring, and management of the application and the file. These fees are determined by the agent and are independent of the interest rates charged by the lender. We collaborate with top financial institutions to offer you an annual interest rate of 24%. Additional fees may be charged to cover the fees for the preparation, arrangement, monitoring of the application, and management of the client’s file.
The repayment terms for our loans range from 2 to 4 months, depending on the loan amount.
It is important to adhere to your agreement and make your payments on time. This will allow you to easily renew and potentially increase the amount of your new loan.
In the event that you miss a payment, one of our agents will contact you to inform you and address the situation. The collection agent will work with you to determine the day on which the missed payment will be rescheduled from your account. A fee of $50, which will be added to the end of your payment schedule, will be charged. If multiple payments are missed or you do not honor your agreement, your file will be transferred to a collection agency.
As an example, a $500 loan payable every two weeks and repaid in six installments will result in a payment of $136.27 per installment, for a total amount of $817.65, including $17.65 in interest fees, as well as brokerage fees and any additional charges that may occur in the case of deferred or declined payments. It is important to note that this example is provided for informational purposes only and cannot be considered as an actual loan.
Ready to get the financial help you need?
Apply now and see how PSPXpress can make a difference in your life.
